Real Conversations About Money That Actually Help
We've been running these sessions for three years now, and they've become something different from what we originally planned. Started as simple Q&A sessions, but people kept asking for more depth.
What works? Talking through real budgeting scenarios. Not theoretical stuff, but actual challenges people face when trying to sort out their finances in Sydney or Melbourne or anywhere across Australia.
Each session runs about 90 minutes. We keep groups small because that's when the best discussions happen. Someone asks about managing irregular income, and suddenly five other people realize they're dealing with the same thing.
Upcoming Sessions Through 2025
We run these twice monthly, alternating between foundational topics and deeper dives into specific challenges. All times AEST.
Breaking Down Your First Budget Structure
Most people overcomplicate this. We'll walk through setting up categories that actually reflect how you spend, not how you think you should spend. Bring your last three months of transactions if you want specific feedback.
When Income Varies Month to Month
Freelancers, contractors, commission-based workers. You can't budget the same way someone with a fixed salary does, and that's fine. We'll look at buffer systems and priority-based allocation that actually work.
Tracking Without Losing Your Mind
Not everyone needs to log every coffee purchase. Some do, some don't. We'll figure out what level of detail serves you versus what just creates busy work. Practical approaches that stick.
Holiday Spending Without January Regret
September's a good time to start thinking about December. We'll map out realistic approaches to seasonal expenses, gift budgets, and travel costs before the rush hits.
Two Incomes, One Budget Plan
Couples face specific challenges. Who pays what? Joint accounts or separate? How do you handle different spending styles? We'll work through frameworks that reduce conflict and increase clarity.
Emergency Funds That Work
How much do you actually need? Where should it sit? When should you use it versus other options? Less theory, more practical decision-making for Australian circumstances.
Who's Running These Sessions
We alternate between different team members depending on the topic, but you'll usually see these two. They've been doing this long enough to have heard most questions before, which means they can cut through to useful answers pretty quickly.
Kieran Dragunov
Budget Systems SpecialistSpent seven years helping small business owners untangle their finances before joining us. His approach is straightforward, maybe too blunt sometimes, but people appreciate knowing where they stand. Handles most of our systems and tracking sessions.
Freya Ingebretsen
Behavioural Finance AdvisorBackground in psychology before switching to financial planning. Good at getting to why people make the money decisions they do, which turns out to be more useful than just telling them what they should do differently. Runs our behaviour and habit-focused sessions.